Living costs To fund your studies in St.Gallen, you should plan to have about CHF 2 200 and CHF 2 600 of funds available to you each month. The following tables provide examples of the costs: Living costs at the Bachelor's and Master's Level Tuition fees Click the following link for a list of tuition fees you can expect to pay: HSG tuition fees Budget planning In order to keep your income and expenditures balanced, we recommend preparing a budget for your studies. The Swiss Budget Advice Centre provides a variety of information as well as helpful templates for drawing up your personal budget. Residence permit As a non-Swiss or non-EU citizen, you must have a residence permit for Switzerland. Please note that you must be able to demonstrate a bank balance of at least CHF 2 000 for each month you stay in Switzerland. The bank account must be in your name and the bank must have a branch in Switzerland. More information about residence permits can be found under the following link: St.Gallen Immigration Office Save money Quite apart from income, you can also think about how you can save money as a student. There are various options: Opportunities for saving during your studies [Opportunities for saving during studies].